This issue is a pet peeve of mine. As a coastal native and family going back 300+ years on the coast, no one in their right mind would build a permanent structure on a barrier island. That was for fishing or hunting camps that could be moved or if destroyed no great loss.
A simple fix would be to end Federal Flood insurance for these areas and local municipalities to institute a policy that once a home is destroyed due to natural erosion or hurricane no structure can ever be built back on that site.
This issue is a pet peeve of mine. As a coastal native and family going back 300+ years on the coast, no one in their right mind would build a permanent structure on a barrier island. That was for fishing or hunting camps that could be moved or if destroyed no great loss.
A simple fix would be to end Federal Flood insurance for these areas and local municipalities to institute a policy that once a home is destroyed due to natural erosion or hurricane no structure can ever be built back on that site.
Good luck with this though....